Experts say to buy your travel insurance as soon as youve booked your cruisethat will give you the biggest window of protection should anything arise before you set sail. WebiCruise.com recommends Travel Insurance. Skipped ports would not be covered by travel insurance, she says, in cases of inclement weather. You will be able to leave a comment after signing in, By This policy is subject to change, such as the current Explorers Sale which requires a 30 day final payment deadline from time of booking regardless of sail date. Planning for when life gets in the way of getting away. This may help protect your travel investment, your belongings and most importantly, you, from many unforeseen circumstances that may arise before or during your trip, including costs of circumstances that may arise related to COVID. Read our. Superior coverage for medical evacuation at $1 million per person. WebThe Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. I'm more interested in the medical coverage than the cost of the trip. Baggage or personal itemssuch as passports or visasthat are lost, damaged or stolen during your trip are covered up to the plan limits. Though you may never use the insurance you purchase, should an issue pop up, the investment can prove to be of great benefit, both economically and psychologically. If your trip is interrupted or cancelled due to a covered emergency, weather issue, or other unforeseeable event, you maybe reimbursed. LauraS On Ocean cruises, the ship will obtain the required visa prior to your arrival for Egypt, Jordan, Oman, Qatar and the United Arab Emirates. I called the insurance company and they allowed me to move our insurance to the new date. Before purchasing insurance, be sure to check the limits and read your plan documents thoroughly. The average travel insurance premium for the United States is $187-$374. This plan provides insurance coverage that only applies during the covered trip. The South American cruise is Dec, 2019, currently a year and a half from when I write this. Coverage may not be available in all states. Your passports expiration date must be at least six months after your return from your trip; if it is not, you should renew your passport. The best travel insurance plans offer high levels of reimbursement and short waiting periods for benefits to go into effect when things go wrong. WebOur cruise had 10 + Covid cases (20 people affected) and Viking rep said there have been 100 cases fleet wide ~this week. Viking will send you a number of notifications via email as your departure date nears, including your booking confirmation, payment receipts and, if you purchased your air travel from Viking, logistical information about your air travel and transfers. $46 for her as she is 64 and $79 for him, 81. Baggage delay benefits require a 12-hour delay. Trip interruption insurance can also pay for the extra expenses of a trip interruption, such as a one-way plane ticket home on short notice. Covid incidence in Germany is much higher than at home. The only way you need it at time of booking is if you have pre-existing conditions or want 'cancel for any reason' insurance. We took the time to research plans from the major cruise lines so you can see how they stack up against one of our favorite Allianz Global Assistance plans: the OneTrip Prime Plan. Excellent missed connection coverage of $2,000 per person after 3 hours. Because you could develop one after you book your cruise. This includes much more than just your cruise flights and hotel stays the night before your cruise departs can be covered with your Travel Guard travel insurance plan To learn how to best use your travel insurance plan, visit out article on how travel insurance works. Our Underwriter. We raise the amount at final payment and if we need additional coverage for hotels, etc. Copyright 19952023 The Independent Traveler, Inc. Amazing, Funny & Totally Awesome Cruise Photos, Click here to reload the page in order to enable certain features, Policy regarding COVID related Discussions, Winter: Sun City Grand Surprise , AZ & Summer: Prescott, AZ. Past performance is not indicative of future results. Every dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services, You will receive a 3.3% discount and there is no fee for this service. Israel; Jamaica; Republic of Ireland; Northern Ireland; This is a test environment. WebTravel protection plans are designed to protect your vacation investment, your belongings and most importantly, you! After thinking about and discussing with wife we considered canceling the S.A. trip. {{quote.travel_dates ? Otherwise, it's best (like Luv2Cruise said) to buy it at the time of final payment. Viking insurance only covers what you purchase through Viking. Robust trip delay coverage. Enjoy the convenience of paying for your trip by echeck (also known as EFT or electronic funds transfer). Superior coverage levels for medical expenses and evacuation. You should ask Steve at tripinsurancestore. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated A (Excellent) by A.M. Best Co., under BCS Form No. Weather is not covered unless it results in the cancellation of or significant interruption to the cruise. Because it only covers your belongings, Travel Guard exceeded my expectations. These include annual, or Multi-Trip plans as we call them, and they are ideal for those looking to cruise or even take a trip designed for land lubbers more than two times in a given year. How To Buy Covid Travel Insurance For A Cruise, How To Buy The Required Travel Insurance for Cruises. You may also contact us by phone at 1-877-668-4546. Having a cruise travel insurance plan with medical expense coverage and any necessary medical transport coverage is invaluable if you find yourself with an unexpected illness or injury. While specific policies vary in their coverageyoull need to review the fine print carefully before you buymost offer recourse for commonly encountered issues like the need to cancel a trip (for approved reasons like your traveling companion falling ill, or the involuntary loss of your job) or trip delays and interruptions. Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. Specific to the coronavirus, should you contract the virus while cruising, medical coverage availability will vary per travel insurance provider, Barto says, noting that a half-dozen insurers were offering such medical coverage as of press time. Please see our. I buy Allianz through my TA, following the same phased approach as Peregrina. Includes concierge services such as restaurant and hotel referrals and reservations, luxury rental arrangements such as villas and charter planes, golf course information and more. This typically reimburses you 75% of trip costs, as long as you cancel at least 48 hours before your departure. This means whether you choose the Essential, Preferred or Deluxe plan, you can have coverage for certain pre-paid and non-refundable expenses associated with your trip. I will be the first to say this is all out of my area of expertise, and maybe I'm looking at this in a completely wrong way. This is owed to the rationale that once the outbreak became a known event, risk is assumed by the would-be travelers who book. WebDoes Vikings Travel Protection Plan cover COVID-19 costs (e.g., medical treatment, quarantine, repatriation, etc.)? We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. Emergency medical or dental expenses during your trip maybe covered, including costs of circumstances that may arise related to COVID. The coverage that most people are aware of is trip cancellation, which provides reimbursement for unused, non-refundable, prepaid trip costs if you need to cancel your trip for a covered reason, such as sickness, job loss, flight cancellations due to adverse weather and more. Baggage delay coverage requires a 12-hour delay. Privacy Policy | I usually buy trip insurance from tripinsurancestore.com and have been happy. My Travel Guard policy doesn't have cancel for any reason, but the all-important medical evacuation coverage is double Viking's. Benefits/Coverage may vary by state, and sublimits may apply. Beverage gratuities are included in the package. Very good travel delay coverage of $2,000 per person after a 6-hour delay. Started June 21, 2021, By One of the best parts of cruising is the wide array of activities on the cruise ship and in port. Note: Visa requirements subject to change at any time without notice. Superior baggage loss coverage limits of $2,500 per person. 2023 Cond Nast. I assume that if we cancelled the trip for any reason that was not covered, the insurance company would not refund our premium. Last year we had to postpone our sailing to this year. Thanks! We'll look into doing it that way next time. You could also lose the cost of pre-paid shore excursions. By providing my email I agree to receive Forbes Advisor promotions, offers and additional Forbes Marketplace services. It is not prorated. Cruise travel insurance plans are designed to cover you on your water-bound vacations whether youre traveling across the sea or on a river cruise. Covers lost ski days, lost golf rounds and sports equipment rental. Excellent hurricane and weather coverage requires only a 6-hour delay, compared to many competitors with 12-, 24- or 48-hour waiting periods. Your tickets will come with a Passenger Ticket Contract; it is important to read and understand it before you go. I occasionally look for annual policies, but so far haven't found any. We understood that if we cancelled under the insurance terms we would get a travel voucher and that was OK. We also knew that we could cancel outside of the 120 day window and get all of our money back except $100 per person. Travel Guard is one of the worlds leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while youre traveling. What Does Cruise Insurance Cover All our insurance plans cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage. With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your cruise vacation. The purpose of the Travel Insurance is to provide protection for travelers against the covered unique risks associated with travel, before trip departure and during the trip itself. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. Get travel insurance the way you want it! CC Help Jenn Any policy I've ever looked at has a lot of exclusions and definitions that can narrow what's covered. You generally must buy it within 15 to 20 days of making your first trip deposit. NAIC # 11231, for the operating Six months ago (Jan 2018) I booked our 5th & 6th Ocean cruise with Viking. As a result, we have purchased Travel Guard three times since and will continue to be loyal customers. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. The average travel insurance premium this week is $336.52. Afterward, you must fill out each blank field on the travel insurance form, including your personal information, preferred coverage, and travel dates. Rarely does real life make its way into our fantasies of a dream vacation: palm trees swaying in the breeze, expertly plated meals served at whim, toes pointed toward the horizon on a sun-soaked day at sea. Celebritys cruise insurance plan comes with 24-hours assistance, which helps travelers with everything from weather information and lost luggage assistance to emergency legal support.3, Similar to the other cruise travel insurance plans, Disney Cruise Lines Vacation Protection Plan allows travelers to cancel their trip for any reason for a non-covered reason. Not only does coverage insure your financial investment in the case of a hiccup, but it can also help with access to quality medical care on the road, as well as Cruise insurance costs will generally depend on your age and the cost and length of your trip. Before comparing cruise insurance plans, lets identify some of the features you should look for when shopping around: Supplier default coverage. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. The cost for the Viking Silver drinks package is $19.95 USD per night per guest. What Does Travel Insurance Cover? I didn't think the medical coverage had anything to do with other coverage like airline tickets, hotels, etc. Our ratings take into account a product's benefits and coverage levels. My father just came off a Regent cruise and his girlfriend fell the night before they disembarked. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC # 11150) with executive offices located in New York, NY. Due to airline security measures, your passport name must match your airline ticket name or you may be denied boarding. For shorter cruises, the Preferred Plan may have all the coverage you need. We never use the cruise line's insurance. When we make our final payment, we raise the amount to cover the entire cost of the trip. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). Beyond trip cancellation, medical incidents while traveling present another major need for coverage, since its unlikely that your regular health insurance covers such expenses abroad. Cancel for any reason travel insurance (up to 10% of score): Policies offering a cancel for any reason upgrade earned points. Unfortunately I had to cancel similarly for personal reasons and had purchased the coverage from Viking. The bottom line is it varies a bit depending on the line issuing it, and it can be a tad complicated at times. Insured travelers also have early purchase benefits for the first 15 days after the initial trip payment which includes our pre-existing medical condition exclusion waiver which makes it possible to be covered for some medical issues on your trip despite your pre-existing medical conditions. Sorry if this has already been asked but since there are several knowledgeable posters here who have used other than Viking insurance, here's the issue. Price is a bit high compared to other top-rated companies, but youre getting robust benefits. Terms of Use | To find the best Travel insurance policies with medical evacuation expense benefits of $500,000 and up per person were given the highest points. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site. For a 14-night cruise, the cost is $279.30 USD p.p. After we returned home, I submitted all bills for which we were paid very quickly. WebOur representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. Our office will reopen in 1 hour and 29 minutes. However, there are now some providers who do not consider contracting the virus as foreseen, even during a global pandemic like the coronavirus outbreak, says Kasara Barto, public relations manager for Squaremouth. Very good missed connection coverage of $1,500 per person. Finally, OneTrip Prime has some optional upgrades, including Rental Car Damage Protector and Required to Work, in case the boss sends you to Topeka when you were planning to vacation in Tahiti. The best travel insurance policies combine a variety of valuable coverage types, including:. Not only did they refund my cruise fare, but they reimbursed my nonrefundable Priceline hotels, the amount AA charged to redeposit my miles into my FF account, and a nonrefundable deposit on a tour. If you would like to obtain your visa through our partner, please visit their website and download a visa kit. Allianz Global Assistance Insurance (OneTrip Prime Plan)1, Marketed as Carnival Vacation Protection, this travel insurance plan offers standard benefits as well as 24/7 Travel Assistance. Travel Guard offers customizable travel insurance plans for your cruise vacation. Medical evacuation travel insurance covers the costs to get you to the nearest adequate medical facility or even back home if its medically required. If you have any questions about your current coverage, call your insurer or insurance agent or broker. All ratings are determined solely by our editorial team. At some lines, future cruise credits can only be used for a single future sailing, with any leftover balance forfeited. $100,000 in medical benefits is on the low side compared to top competitors but might be sufficient for your needs. 19952023, The Independent Traveler, Inc. DO NOT Buy Trip Insurance offered through Viking ! The Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. {{annualTravelBanText}} {{travelBanDateFormatted}}. Superior medical evacuation coverage of $1 million. This is not a complete description of all benefits and limitations. We are both mid 60's and cost 320 dollars for the whole year. It has been updated with new information. Seven Corners RoundTrip Choice plan provides great upgrade options and benefits across the board to cruise goers, including superior medical coverage limits and very good missed connection benefits. See How Much It Costs To Protect Your Next Trip. Are you sure you want to rest your choices? I will be the first to say this is all out of my area of expertise, and maybe I'm looking at this in a completely wrong way. You can cancel a cruise, but may have to pay a cancellation penalty for the cruise and/or flights. 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